Punto Banco, also known as North American Baccarat, is a card game that is played at mobile casinos in Croatia. The objective of the game is to achieve a hand total as close to nine points as possible. The game begins with the players making their bets. They can either bet on Punto (player), Banco (the bank) or Tie. Once bets have been placed, the dealer gives two cards to both the player and the bank. The value of the cards is added up with the Ace counting as one, cards 2-9 counting as their face value, and 10 and face cards counting as zero. If neither hand has eight or nine points, the player can ask for an additional third card. The player and the bank can stand on six or seven points. The total of all the cards is the score for that hand. The hand with the highest total close to nine points wins the game and the bet.