Baccarat is a card game where players compete against the house (also known as the dealer or bank). In Malta, the version of baccarat typically played in online and mobile casinos is known as the Punto Banco variety. āThe main objective for the player is to bet on who will have the highest-scoring hand: the player, the banker, or a tie. At the start of the game, the player and the banker receive two cards each. Depending on the situation, additional cards may be drawn. In Punto Banco, the player's action is always predetermined: hit or stand, depending on the values of the cards already drawn.
The highest score in baccarat is 9. If a hand totals 10 or more, 10 will be subtracted from the hand's total. This means that a hand that totals 15 will be counted as 5. All tens and face cards are worth 0. Aces are worth 1.