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PayPal is so simple to use, making it extremely attractive. To set up an account a user registers online and registers their e-mail address. A user does not even need to enter their bank account details. The user's registered e-mail address is all they will need to reference when receiving payments to their PayPal account.

To withdraw funds from PayPal, a user needs to verify their cheque or credit card. PayPal will deduct a small amount from the card (which will be reversed), to verify the account. Users can have multiple accounts on their profile. Users view their balance in their e-wallet, and select the value to send to a linked account.

To receive funds into a PayPal account, payment must be sent to a designated e-mail address. This is the only information required for a user to receive funds. Users will receive an e-mail informing them that funds have been sent to their account, and ask them to accept such payment.

There may be fees levied against the funds received in a PayPal account. Fees will not be charged if the sender is in the same country as the user and if the sender is sending money from their PayPal account or actual bank account (as opposed to a credit or debit card).

PayPal has certain transaction and daily limits for transferring funds to a bank account, particularly for personal accounts. This is currently $5000 per transaction and per day, $5000 per week and $15 000 per month. This may vary depending on which country and currency a user is accessing PayPal from.

Like any transactional software online, PayPal users are at risk of fraud. This is why it is important for users to know and understand the uses and limitations of PayPal to be aware of possible scams. However, PayPal remains one of the safest ways to transfer money online and use for loading funds into online casino accounts.